A raft of new changes to superannuation come into effect at the end of this financial year – one in particular affects the insurance cover within your superannuation. As a result of the Royal Commission into Finance and Banking last year, the Federal Government introduced the “Protecting Your Super” package of reforms, which have been passed by Parliament.

At the start of May, the Council of Small Business Organisations of Australia (COSBOA) reported that about 35 per cent of small business owners hadn’t yet decided who they were going to vote for in the Federal election.

The digital era is well and truly upon us. But many small business owners are spending too much time worrying about keeping up, and not enough time embracing the opportunities in front of them, says Jim Vass.