Professional Indemnity Insurance is designed for people who work in professions where they provide advice – bookkeepers, real estate agents, marketing advisors, architects, life coaches personal trainers… the list goes on.

Most people have some form of income protection insurance within their super. But is it enough? And will it cover you in all circumstances? Have you ever looked at the fine print? If you’re running your own business and suddenly can’t work – even for a short period of time – are you sure that you will be covered financially?

Under the law, every small business and property owner has a duty of care to the general public and can be held responsible for any injuries that a person sustains on their property or as a result of their business activities.