Unfortunately, a general feeling of trepidation lingers as we head into 2021. Make sure you remain focused on your core operations, your clients and your cash flow, writes Jim Vass.

SMEs need to do two things to prepare for what lies ahead: make themselves ‘nimble’ and plan for uncertainty.

Australia is certainly on a more solid footing that most other countries, but it is too early to call ‘recession over’, writes Jim Vass.