There’s nothing more certain in life than death and taxes.

And in business, there’s nothing more certain than taxes.

When you’re a business owner, alongside rent and wages, tax can be one of the biggest bills you’ll face over the course of a year.

Let’s just say you want to drive across the Sarhara,” says Jim Vass. “The likelihood is that you’re not going to go and buy yourself a Mini Moke to do it in, because it’s just not going to get you there.”

There are many pivotal moments that start-ups face. Perhaps one of the most critical is that growth spurt that changes you from being a one-person operation to becoming a business that employs staff.