Business Insurance

Trauma Insurance – also sometimes called critical illness insurance. It’s a policy designed for the unexpected: a shocking health diagnosis or a life-changing accident.

Let’s say you’re running a business and that from time-to-time, you as the owner, other company directors and perhaps also key employees need to travel for work purposes.

Professional Indemnity Insurance is designed for people who work in professions where they provide advice – bookkeepers, real estate agents, marketing advisors, architects, life coaches personal trainers… the list goes on.

Most people have some form of income protection insurance within their super. But is it enough? And will it cover you in all circumstances? Have you ever looked at the fine print? If you’re running your own business and suddenly can’t work – even for a short period of time – are you sure that you will be covered financially?

Under the law, every small business and property owner has a duty of care to the general public and can be held responsible for any injuries that a person sustains on their property or as a result of their business activities.

A few years ago, Big Four Accounting firm Deloitte published a report on productivity. The report stated that private sector bureaucracy is costing the economy about $250 billion dollars a year.