With the government changes to superannuation looming, changes which mean insurance in an ‘inactive’ super account (one you haven’t made a regular contribution to in 16 months) will be cancelled by 30 June unless you opt to retain it.

One of the biggest headaches of small business is finding (and keeping) the right people.  But with a little planning and forethought, you can make the process easier.

A raft of new changes to superannuation come into effect at the end of this financial year – one in particular affects the insurance cover within your superannuation. As a result of the Royal Commission into Finance and Banking last year, the Federal Government introduced the “Protecting Your Super” package of reforms, which have been passed by Parliament.